Government

AgriInsurance Program Riders

Published date: May 8, 2026

2025 Potato Storage Plan Changes 
The following changes were made to the Potato Storage Plan for the 2025 Crop Year: 

  • Premium Rates are calculated and applied by end-use (chipstock, creamers, processing, tablestock, seed), based on the end-use identified under Production Insurance.
  • Premiums are no longer being applied monthly and are applied once based on the end-use insured value on December 21st of the Crop Year.
  • The coverage level for creamer potatoes insured in Storage shall be limited to 70%.
  • Final date for submitting Proof of Loss for Potato Storage is the last day of the month following the month final inventory is moved, or September 29th, whichever is earlier.
  • Removal of the 60 day opt-out deadline for Storage. Opt-out will defer to criteria for all crops and plans as stated in the Regulations.  


The following program changes were made for the 2026 Crop Year:

2026 Potato Storage Plan Changes 

  • Crops insured in the Storage Plan with unit prices from the Elite Seed Plan, that have significant portions of inventory marketed for fresh or processing markets shall have their guaranteed yield and insured value adjusted accordingly.
  • Change to the interest start date to July 1st

2026 Phytosanitary Disease plan

  • Change to replace the requirement for a certificate from the Department in the incidence of Bacterial Ring Rot, to written confirmation that cleaning and disinfecting requirements were met from the Department or the Canadian Food Inspection Agency, based on the overseeing organization.

Program riders are available to AgriInsurance clients as additional coverage. Clients must participate in Production Insurance and meet program requirements to be eligible to participate in riders. 

The schedules for the program riders can be found in the AgriInsurance Agreement. Current year agreements can be viewed here.

Potato Storage Insurance

Potato producers that insure their crop with 80% or 90% coverage under Production Insurance (Schedule B) are eligible to participate in the Potato Storage Plan. Coverage for potatoes under general Production Insurance ends on December 20th of the crop year. The Storage plan covers marketable inventory, stored in Prince Edward Island, from December 21st until the crop is sold, or August 31st, whichever is earlier. 

Marketable Inventory is established by the Corporation on December 21st and is calculated by measuring inventory and applying a cullage rate as determined by the Corporation. Producers may elect coverage of 70% or 80% on their stored marketable inventory. Offsetting exists within crop groups as outlined in Schedule B of the AgriInsurance Agreement. 

Producers must notify P.E.I.AIC and file a Notice of Loss when an insurable peril(s) that could result in a claim (indemnity) is identified. Any crops destroyed due to insurable peril(s) must receive Permission to Destroy to be eligible for coverage. Claims must be submitted within the time frame set out in the AgriInsurance Agreement, Schedule B-Part 5.

Potato Storage premiums are calculated using the stored marketable inventory for each variety, multiplied by the coverage level and unit price as selected during the application process. Based on the end-use(s) of the inventory identified in Production Insurance, a premium rate is applied. Interest charges are applied monthly on all outstanding premiums beginning in October of the following year.

Phytosanitary Disease Plan

The purpose of the Phytosanitary Disease Plan, found in Schedule B-Part 6 of the  AgriInsurance Agreement, is a province-producer only cost-shared plan designed to help producers offset additional costs for mitigation/disinfection resulting from the discovery of Bacterial Ring Rot, Potato Wart (primary or contact), or nematodes. 

Discovery of one of the specified perils must occur in the current crop year to be eligible.

Producers may elect $50, $100, $150, or $200 coverage per acre. Coverage continues until, and a claim must be filed with the required documentation, by May 31st of the following crop year. Indemnities (claims) are limited to the amount in the fund balance. 

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P.E.I. Agricultural Insurance Corporation

7 Gerald McCarville Drive
Kensington, PE

Fax: 902-836-8912

Mailing Address: 
PO Box 400, 
Kensington, PE C0B 1M0

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