Provincial Disaster Financial Assistance Program
The Provincial Disaster Financial Assistance Program (PDFAP) is available to help individuals and families with costs to repair or replace uninsurable, essential basic property loss due to disasters. The program is also available to small businesses, not-for-profit organizations and municipal governments. This program is modelled after the federal program and other provincial disaster financial assistance programs.
Refer to the provincial guidelines for details and information on eligibility.
Municipalities have a separate application process and municipal officials can expect to receive program information directly from the PEI Emergency Measures Organization. Municipal eligibility guidelines remain the same.
Frequently Asked Questions
When will the provincial disaster assistance program be rolled out?
Following an emergency, the PEI Emergency Measures Organization will first need to assess the extent of the damage. To do so, Islanders will be asked to register their damages online or by phone.
Once the Province has completed the assessment and a decision has been made to launch the Provincial Disaster Financial Assistance Program, an application package will be available online, by email or mail.
Who is eligible?
The Provincial Disaster Financial Assistance Program aligns with the federal program. Islanders can expect to see the same criteria for eligibility. This includes eligibility for residents for their primary residence, tenants, small business owners (including agriculture and aquaculture) and not-for-profit organizations.
Residential Property Claims
- Claims may only be made with respect to the claimant’s primary residence.
- Homeowners can only apply for assistance for items that is not insurable.
- Tenants may be eligible for assistance related to personal property damage and losses.
- Businesses with yearly gross revenues of at least $10,000 to $2,000,000 and which employ no more than 20 employees are eligible for assistance.
- Assistance may be provided for uninsurable damage to equipment and building structure that is required for the operation of the business.
- Loss of revenue is not eligible under the program.
Damages and losses may be eligible for assistance if the Province is satisfied that the organization contributes significantly to the community by providing a basic or essential service and its presence is required for future sustainability and resiliency.
How much money can Islanders expect to get back?
Every individual's situation is different and the amount will vary.
What does the program cover?
The program will help to cover costs of basic needs items as outlined in the provincial guidelines. The guidelines also outline what is NOT covered along with eligibility, which aligns with the federal program.
Is there a deductible?
Yes, individual homeowners and not-for-profit organizations are responsible for the first $1,000 worth of damages. The deductible for small businesses is $5,000.00.
If the deductible is beyond an individual’s means to pay, a waiver application can be made. The application will be reviewed on a case by case basis.
Is there a limit on available financial assistance?
Residents can receive up to a maximum of $200,000.
For businesses, the program does NOT cover the loss of income, wages or revenue, and in some instances, product and/or inventory.
Who manages the Provincial Disaster Financial Assistance Program?
The PEI Emergency Measures Organization will administer the program on behalf of the Minister of Justice and Public Safety.
If you have other questions about the program, email email@example.com
For contact information for other community supports, visit Storm Response.