Licensed Collection Agencies and Collectors

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Although businesses usually try to collect their unpaid bills themselves, if they are unable to do so they may turn your account over to a collection agency. All agencies and their collectors who collect debt from people in Prince Edward Island must have a PEI licence which is valid for two years. 

Search this registry to find a collector or collection agency that holds a PEI licence.

Under the authority of the Collection Agencies Act Regulations, a collector is not permitted to:

  • Collect or attempt to collect money without first being satisfied that you owe the money to the creditor;
  • Telephone, visit or send mail to your place of employment;
  • Collect more than you owe the creditor;
  • Contact you after 9:00 p.m. and before 8:00 a.m. or anytime on Sunday;
  • Pretend to be someone else or use forms not filed with the registrar;
  • Make collect telephone calls to you or charge you for telephone calls, telegrams or mail costs;
  • Threaten you with action outside the authority of the collection agency;
  • Make such frequent contacts as to constitute harassment;
  • Contact other people including your employer, family, friends or neighbours, except to obtain your address;
  • Include your spouse in collection or court actions unless your spouse has also signed for the debt;
  • Use coercive language, cite loss of employment or loss of community ranking or give false information to anyone that could cause you or your family problems at work; or
  • Contact you after receiving written notice to communicate through your legal counsel.
Published date: 
le 25 Octobre 2018
Justice et Sécurité publique

Renseignements généraux

Division des services financiers et aux consommateurs
Ministère de la Justice et de la Sécurité publique
Immeuble Shaw (nord), 1er étage
105, rue Rochford
C.P. 2000
Charlottetown (Île-du-Prince-Édouard)  C1A 7N8

Téléphone: (902) 368-4550
Télécopieur: (902) 368-5283