Consumer Services
As a young person, you have rights and responsibilities. It is important to understand them. You will find useful age-related legal information here.
Age of Majority
The age of majority in PEI is 18. When you turn 18, you are legally an adult. You can...
Although businesses usually try to collect their unpaid bills themselves, if they are unable to do so they may turn your account over to a collection agency. All collection agencies who collect debt from people in Prince Edward Island have to be licensed...
What we can help with
The Financial and Consumer Services Division oversees licensing of certain industries and specific types consumer transactions in Prince Edward Island, including:
investments
insurance
real estate trading
trust and loan...
What is a direct seller?
A direct seller is a person who goes to your house or telephones you for the purpose of selling or offering goods or services for sale. The Direct Sellers Act requires, with some exceptions, that all vendors and salespersons be...
Any collection agency operating in Prince Edward Island must ensure each collector is registered to collect in the province. The PEI collector’s licence must be renewed every two years and cannot be transferred to another agency. Apply for new collector...
Although businesses usually try to collect their unpaid bills themselves, if they are unable to do so they may turn your account over to a collection agency. All agencies and their collectors who collect debt from people in Prince Edward Island must have...
A lottery license is needed to operate a gaming event on Prince Edward Island.
What is considered a gaming event?
A gaming event is any event where:
a participant has to pay to play
the winner is determined by chance
the prize is greater than the...
What is a payday loan?
A payday loan is an advancement of money in exchange for a post-dated cheque, a pre-authorized debit or a future payment of a similar nature. The loan, plus additional fees and interest, is deducted from your account on a...